Fixed Index Annuities provide the guarantees* of fixed annuities combined with the opportunity to earn interest based on potential market index gains – without directly participating in the market. Some of the features that are available to you through are FIAs are bonuses, various crediting methods, and allocation options that give you choices for your money. You now may have the ability to turn on income payments when you want them and to turn them off when they are not needed. By turning off the income payments, you could significantly reduce your taxes. Then, whenever you desire, you can turn the income payments back on. (See each annuity contract for specific features and limitations.) Depending on the length of time the income stream is turned off – as well as the features, benefits, and riders of your annuity, when you turn on income payments again later in life – those income payments could be bigger than ever!
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